Send money without installing an app

Move money right from your phone—via Text, WhatsApp, or QR. No downloads. Just tap the link we send.

Instant links Bank-grade security ID verification Live support

How it works

1

Verify identity & fund account

Complete identity verification and add funds to your Pilon account.

2

Enter amount & recipient

Choose a contact or scan their QR.

3

We send a secure link

Recipient gets a text or WhatsApp link—opens in their mobile browser.

4

They cash out or spend

Payout to local methods (bank, cash pickup, wallet) where available.

Why No App?

Because sending money should be as easy as sending a message.

1

No installs or updates

Open a link from Text, WhatsApp, or QR — no app store, no setup, no waiting. Always the latest version, instantly in your browser.

2

Fast for everyone

Send or receive money in seconds, even if it's the first time. Works on any phone, in any country — no downloads required.

3

Bank-level security

Each link is one-time use, device-locked, and expires automatically. Larger transfers use Face ID or fingerprint verification.

4

Built for trust

Transparent fees, real-time tracking, and encrypted transfers — you see exactly what you send and what they get.

Bank-Level Security, Without the App

Your money moves through a system built to the same standards as banks and fintechs.

One-time, device-bound links

Every payment link is unique, encrypted, and expires after it's used. It only works on your verified phone or browser — nobody else can open it.

Encrypted from end to end

Your personal info and transfers are encrypted the moment you start a transaction. We use the same protection standards trusted by global financial institutions.

Face ID / Fingerprint step-up

Large or sensitive transfers automatically trigger biometric or PIN verification. The protection stays on your device; we never store it.

Real-time fraud & identity monitoring

Every transfer passes through automated fraud, sanctions, and behavior checks. If anything looks off, we flag or freeze it instantly.

Safe custody of your funds

Your balance and transfer data are held in secure, regulated systems used by leading fintechs and banks — not on your phone. Private data is protected by encrypted custody systems with the same infrastructure used by enterprise fintechs.

Privacy by design

No background tracking, cookies, or data mining. We verify identity only when required, and only for compliance.

Coverage

From the United States, send money instantly to bank accounts, mobile wallets, or cash pickup locations - all with a simple text, WhatsApp message, or QR scan.

Mexico flag

Mexico

Colombia flag

Colombia

Brazil flag

Brazil

Argentina flag

Argentina

Chile flag

Chile

Frequently asked questions

Everything you need to know about Pilon

What is Pilon?

Pilon is a new way to move and manage money globally. It combines a secure digital wallet, instant international transfers, and modern payment tools — all under one platform built with regulated partners.

Is Pilon a bank?

No. Pilon partners with licensed financial institutions for custody, settlement, and compliance while we continue to expand regulatory approvals in each market.

Which countries will Pilon support first?

Our first corridors connect the United States with Mexico, Colombia, and the Philippines — with more regions coming soon.

How does Pilon keep my money safe?

All customer funds are held in segregated accounts with regulated custodians. Transactions follow strict anti-money-laundering and data-protection standards.

When will Pilon launch?

We're currently in closed pilot with select partners. Public rollout begins after regulatory onboarding — join the waitlist to be notified first.

Do I need to download an app?

No. Everything runs in your mobile browser (PWA).

What if the recipient doesn't use WhatsApp?

We can send a secure SMS or email instead, or you can share a QR code.

Are links safe to click?

Yes—links are single-use, time-limited, and device-bound. High-risk actions require Face ID/Touch ID or a passcode.

How fast are payouts?

Varies by country and method. We show the ETA before you confirm.

What countries do you support?

See the live list on our coverage page. We're adding more corridors regularly.

Ready to get started?

Join the waitlist to be notified when Pilon launches.

Coming soon — we're currently in closed pilot with select partners.